Bankruptcy Basics:

 

Getting used to the idea of filing bankruptcy

is often the biggest hurdle.

Even when life throws something unexpected at you, and you’re suddenly loaded down with debt, even when the bill collectors start calling at all hours, at your home, at work — deciding to file bankruptcy can be a difficult decision.

 

But when you think about it, really think about it, it can be a positive, responsible decision. Instead of spiralling downward, where your assets, your car, maybe even your home, are taken — you're taking charge of your finances, turning things around, protecting your family, limiting debt, and getting back on your feet.

 

Once you've decided to take charge and make a fresh start, you want to make sure you’re doing things doing things right — and that involves making some very important decisions.

 

It’s really important to have a team on your side that:

• offers valuable advice in normal, everyday language,
• listens to your needs, and
• knows how to get results.

Combine all the above with years of experience and our good reputation in court, and you’ve got the Law Offices of Daniel A. Higson on your side — you've got prompt, practical, caring, and cost-effective legal solutions.

 

 

Getting good legal advice before you file, is vital.

You may even find out that debt settlement negotiations are a better option for your situation! The one thing you don't want to do, is find out is that afterwards that there were better options you didn't know existed, which could have made things turn out better.

 

 

Take the first, free and confidential step and find out where you stand.

Check out our free initial debt consultation offer, then call us at 805-642-6405 for an appointment, or contact us by email.

 

What to bring to your first meeting:

All credit card statements

All statements for any property owned

Statements for all automobiles, motorcycles, trailers, toy hauler equipment owned

Tax returns from the last two years — both Federal and State

All outstanding medical bills

All loan documents

Last 6 months' worth of pay stubs or last 1099

 

For more information now, check out our page on Chapter 7 and a selection of some other Helpful Bankruptcy Websites on our Resources page.

 

 

en español (disponible pronto)